How to deal with the current situation? Employment is on the rise. Living on a limited income is becoming increasingly difficult. In such a situation, a middle class family should formulate a strategy to meet the expenses within the existing income.
You know that inflation is everywhere now a days
For this, all the big and small of the house should sit and decide.
First of all, according to the income, allocate the amount that can be spent in the kitchen. Then you have to buy lentils and vegetables for the same amount. If you have to remove meat from the menu, you have to do it.
Similarly, according to the current rate, set aside money for electricity and gas bills in advance. Try to double the number of three fans in the house routinely. Light the lamps only when needed. Use less water motor. In order to save both water and electricity. Also pay special attention to the minimum use of gas. At the end of the month you will definitely see the effect of your attention and hard work.
Abandon the construction and repair of the house, paint and varnish, entertainment, purchase of new shoes and clothes, purchase of utensils, purchase of jewelery, make-up and mobile, etc. And one or two pairs of shoes will suffice. Enough. Even if you have money to spend on these things, don’t spend it now. Save that money because things will get worse in the future. It is just as important for you to save as it is to breathe or it may be difficult to survive in the future.
Instead of going to the doctor for minor health problems like seasonal cough, cold, headache, body aches, etc., spend a day or two on medicines lying at home. Go to the doctor. Don’t even go near the clinics of private doctors who charge 200,400 rupees.
Believe me, he and the MBBS doctor sitting in the neighborhood who charges 50 fees have the same qualifications.
Yeah Al that sounds pretty crap to me, Looks like BT aint for me either.
Buy Soap Surf Shampoo in smaller quantities than before. And make it strictly obligatory for everyone to live in it. From children to adults, give less pocket money to everyone than before. If you have to close it, close it. Encourage them to buy their own personal expenses like copy pencils etc. Favorite Cream Shampoo Mobile Balance etc. at their own expense in addition to food and drink.
Advise the children to listen to the lectures of the school and college teachers regularly and complete the syllabus at the same time. In order to avoid the extra cost of tuition. Keep tuition. Not even for the whole year but for the completion of syllabus. It is fashionable to teach tuition. Avoid it as much as you can.
Avoid unnecessary visits and invitations. When someone comes to your house in happiness or sorrow, be humble according to your status and not according to the person in front of you. For example, your guest often eats goat meat in his house but If you are in a position to cook chicken, then you should cook only chicken meat. The goat will go home and eat it. You can be left at home. Don’t be a burden on those who are ahead. Only as many people as you can get on a personal ride.
Avoid gift transactions as much as you can. If you have to go to someone’s wedding, give proper cash salute. Avoid giving gifts like clothes and utensils etc. Abstain from worrying about what people will say. Run according to your understanding and budget. Because nowadays the conditions of all the middle class people are enough to meet their personal expenses. No one is in a position to help or lend money to anyone. Ignoring people’s talk is the only solution. Because they can only make things up, they can’t help you run your house.
The lower your income, the more you can save for the future. And pay special attention to increasing your income.